About
Fintech entrepreneur and investor - reimagining the financial services industry. Former Fintech operator in a public company (Exec Board member at Vontobel - WM/AM), scale-up (CEO Europe at Wealthsimple - digital banking) and start-up (Founder/CEO at Spotcap - lending). Former Hedge Fund investor and investment banker. Toby is a Partner at FinTech Collective and leads the firm’s European operations and investment activities from London. Toby spent a decade in financial markets & corporate finance and a decade as a fintech entrepreneur and operator. He began his career in corporate finance at Goldman Sachs, followed by several years at a London-based hedge fund where he invested in single names across the capital structure with a focus on emerging markets. He then followed his entrepreneurial calling to co-found a Berlin-based SME lending platform. In scaling this platform across five countries in Europe and AustralAsia, he came to love the operating side. So, upon exiting his lendi
Investment Focus
- Location
- London, UK
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